How do you get financially unstuck- money coach or hide from your creditors? Which is the better option? Well, there may be a few of you who would like to run off, get off the grid, and hide out from your creditors, but for most people that’s not possible.

Why Unstuck?

Unstuck is the name of a book by Sheila Washington and Karin Mizgala, subtitled How to Get Out of Your Money Rut and Start Living the Life You Want. Getting unstuck means to throw off the shackles caused by financial burdens and problems. But, can you get unstuck just by reading a book? Most people can’t.

How Do People Get Financially Stuck?

Getting unstock is not easy, but getting financially stuck seems to be a piece of cake since so many people are buried under a mountain of debt. People get stuck with financial problems by:

• • Impulse spending
  • Spending what you don’t have
  • Not paying bills, especially credit card bills on time.
  • Losing a job
  • Having unexpected medical bills
  • Divorce
  • Poor money management
  • Gambling
  • Failing to save for a rainy day or for the future.

Unstuck Money Coach Just May Be the Answer

Getting unstuck – money coaches just might help. But, the first thing you need to do is sit down, evaluate your financial decisions, and be honest with yourself. No one wants to be financially stuck, but decisions, behavior, and lifestyle can get you deep in debt, and until you recognize your own flaws, there isn’t much anyone can do for you.

So, if you want to get financially unstuck, money coach or no money coach, you need to take a good look in the mirror

How do You Get Financially Unstock – Money Coach?

This is basically the question that all money coaches get asked. How do I get out of debt? How do I save for retirement? How do I save any money for college for my children? How do I provide for my family without going into debt? These are all basically variations of the same question.

Getting Financially Unstuck

• • Make a list of everything you pay out each month (also each quarter, year, etc).
  • Evaluate that list for any unnecessary expenses and then eliminate them.
  • See what you can do to start paying off credit card debt and then your loans. It is often easier than you think to pay down this debt.
  • Make sure you have the cheapest recurring expenses possible – check out ways to save on cable, phone, Internet, groceries, and more.
  • Look over all your bills (especially credit card bills) and make sure there are no unknown or fraudulent charges.
  • Talk with your spouse and family about spending.
  • Make a budget.
  • Keep to that budget.

All these tips can help you become financially unstuck. Money coach or no money coach, there are many ways to help you get debt free and start living the life you want. Get unstuck – money coach or not, you can’t live your life paycheck to paycheck and credit card to credit card.

Why a Money Coach?

Yes, you can take your own steps to start cleaning up your financial mess, but many people find this difficult to do without some help and advice. But, you don’t want just any advice – not from your friends, your family members, or your stock broker (he or she is just trying to sell products and make commissions).

You want advice from a mentor, an expert, and a professional who is knowledgeable about financial issues. You want a money coach.

A money coach offers:

• • Answers and solutions – knowledge that works for you.
  • Results – a money coach will help you get clear of your financial issues
  • Continuing results – a money coach will not only help you get unstuck- a money coach will help you stay unstuck!
  • Peace of Mind – having financial freedom takes a giant weight off your shoulders.

It may help to read that book, Unstuck, but you may need more than that. Get financially unstuck – money coach or just run away? I think you now know the answer to that one!

Hope you took some great value out of this post today! I’d love to hear your feedback, so make sure you leave a comment with your thoughts or questions. And also, you can click on the Twitter button below to retweet this article… Thank you!

Fred Philips
Business Coach
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